Terms of Service

Last updated: March 17, 2026

These Terms of Service govern your use of PropertyVault Malaysia and its services. By accessing and using our website, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, please discontinue your use of our platform immediately. We reserve the right to modify these terms at any time, and your continued use of our services constitutes acceptance of any changes we make.

Acceptance of Terms

By visiting our website and accessing information related to housing affordability, property market economics, and Malaysian residential property indices, you acknowledge that you have read and understood these Terms of Service in their entirety. We provide comprehensive information about affordable housing policies, mortgage market trends, and urbanisation economic effects. Your acceptance of these terms is a prerequisite for using our platform. We maintain the right to refuse service to anyone who violates these terms. All users must be of legal age in their jurisdiction to use our services and access the content provided on our platform.

User Obligations

As a user of our platform, you agree not to engage in any conduct that could damage, disable, or impair our website or services. You must not attempt to gain unauthorised access to our systems, reverse-engineer our technology, or use automated tools to scrape our content. We expect all users to respect intellectual property rights and refrain from reproducing, distributing, or transmitting any material without proper authorisation. You agree to use our platform solely for lawful purposes and in accordance with all applicable laws and regulations governing property market information, financial data, and Malaysian housing policy. Any misuse of our services may result in immediate termination of your access.

Intellectual Property Rights

All content on our platform, including but not limited to text, graphics, property price indices, market analysis, affordable housing policy information, and research data, is the exclusive property of our organisation or licensed content providers. We retain all intellectual property rights to our original work, research methodologies, and proprietary market analysis. You may view and print content for personal, non-commercial use only, provided you maintain all copyright notices and attribution. Commercial use, republication, or distribution of our content without explicit written permission is strictly prohibited. We actively protect our intellectual property and will pursue legal action against unauthorised use or infringement of our materials and proprietary information.

Limitation of Liability

Our platform provides information about housing affordability, property prices, and mortgage market trends for educational and informational purposes only. We do not provide financial, investment, or legal advice. While we strive to ensure accuracy, we make no warranties regarding the completeness, accuracy, or timeliness of our content. To the maximum extent permitted by law, we disclaim all liability for damages arising from your use of our platform, including indirect, incidental, or consequential damages. We are not responsible for errors, omissions, or interruptions in service. Users should conduct independent research and consult qualified professionals before making property or financial decisions based on information from our platform.

Termination of Access

We reserve the right to terminate or suspend your access to our platform at any time, with or without cause, and without prior notice. Termination may occur if you violate these Terms of Service, engage in harmful conduct, or for any reason we deem necessary to protect our platform and other users. Upon termination, your right to use our services ceases immediately. We may also terminate accounts that remain inactive for extended periods. Any content you have provided may be retained by us for archival purposes. Termination does not relieve you of any obligations incurred prior to the termination date, and these terms survive any termination of your account or access to our services.